What to do when you outgrow Stripe Billing

What to do when you outgrow Stripe Billing

A guide on transitioning to a decoupled billing system, and ensuring PSP redundancy with minimal development effort.

When should you consider transitioning?

When should you consider transitioning?

Stripe Billing is great for early stage companies due to their ease-of-use and powerful features. But as your business grows, Stripe Billing can quickly become restrictive (and expensive).

Need for global payment methods

Stripe supports a variety of regions, but has gaps when it comes to local payment methods and currencies, hampering growth potential.

Need for pricing flexiblity

Stripe Billing supports several pricing options, but lacks support for sophisticated monetization strategies and bespoke enterprise pricing plans.

Need for PSP redundancy

Need for PSP redundancy

The ability to charge your customers is critical. Relying on a single vendor exposes your business to the risk of a single point of failure.

Your Business

Stripe Billing

Stripe Payments

Card Tokens

Simple Setup

Limited Payment Methods

Pricing Flexibility

No Redundancy

Your Business

Stripe Billing

Stripe Payments

Card Tokens

Simple Setup

Limited Payment Methods

Pricing Flexibility

No Redundancy

Your Business

Stripe Billing

Stripe Payments

Card Tokens

Simple Setup

Limited Payment Methods

Less Pricing Flexibility

No Redundancy

Your Business

Stripe Billing

Stripe Payments

Card Tokens

Simple Setup

Limited Payment Methods

Less Pricing Flexibility

No Redundancy

Step 1

Step 1

Decoupling from Stripe Billing

Decoupling from Stripe Billing

Decoupling from Stripe Billing

The first step is to introduce an alternative billing platform next to Stripe Billing. Solvimon offers a powerful migration tool that makes it possible to migrate your Stripe customers, products, pricing & subscriptions easily without any engineering effort.

Your Business

Stripe Billing

Hosted Billing

Stripe Payments

Card Tokens

Migration Tool

Your Business

Stripe Billing

Hosted Billing

Stripe Payments

Card Tokens

Migration Tool

Your Business

Stripe Billing

Hosted Billing

Stripe Payments

Card Tokens

Migration Tool

Your Business

Stripe Billing

Hosted Billing

Stripe Payments

Card Tokens

Migration Tool

Step 2

Step 2

Running billing through Solvimon

Running billing through Solvimon

Running billing through Solvimon

With Solvimon’s billing platform, you can continue to accept payments via Stripe.

Zero disruption

Solvimon is integrated with Stripe Payments, so payment processing remains uninterrupted.

Flexible pricing

Take advantage of Solvimon’s flexibility and customization on pricing models, incentives and subscriptions.

White label UX

Customize your customer billing portal without Stripe’s branding.

Your Business

Stripe Payments

Card Tokens

Simple Setup

White Label UX

PSP Lock In

No Redundancy

Your Business

Stripe Payments

Card Tokens

Simple Setup

White Label UX

PSP Lock In

No Redundancy

Your Business

Stripe Payments

Card Tokens

Simple Setup

White Label UX

PSP Lock In

No Redundancy

Your Business

Stripe Payments

Card Tokens

Simple Setup

White Label UX

PSP Lock In

No Redundancy

Step 3

Step 3

Enable Adyen or additional PSPs

Enable Adyen or additional PSPs

Enable Adyen or additional PSPs

You can now enable Adyen or other PSPs with a few clicks of a button, unlocking new Local Payment Methods. The new setup will allow you to route Customer Initiated Transactions (CIT) to a PSP based on your preferences.

Your Business

Stripe Payments

Card Tokens

Simple Setup

White Label UX

Multiple PSPs

CIT* Redundancy

Adyen Payments

Card Tokens

Customer Initiated Transactions

Your Business

Stripe Payments

Card Tokens

Simple Setup

White Label UX

Multiple PSPs

CIT* Redundancy

Adyen Payments

Card Tokens

Customer Initiated Transactions

Your Business

Stripe Payments

Card Tokens

Simple Setup

White Label UX

Multiple PSPs

CIT* Redundancy

Adyen Payments

Card Tokens

Customer Initiated Transactions

Your Business

Stripe Payments

Card Tokens

Simple Setup

White Label UX

Multiple PSPs

CIT* Redundancy

Adyen Payments

Card Tokens

Customer Initiated Transactions

Step 4

Step 4

Reach full PSP redundancy by introducing a token vault

Reach full PSP redundancy by introducing a token vault

Add a Token Vault to your payment stack and import the card tokens from Stripe and Adyen to enable dynamic routing of merchant-initiated transactions (MIT).

Your Business

Token Vault

Card Tokens

Stripe Payments

Adyen Payments

Simple Setup

White Label UX

Multiple PSPs

CIT/MIT* Redundancy

Customer/Merchant Initiated Transactions

Your Business

Token Vault

Card Tokens

Stripe Payments

Adyen Payments

Simple Setup

White Label UX

Multiple PSPs

CIT/MIT* Redundancy

Customer/Merchant Initiated Transactions

Your Business

Token Vault

Card Tokens

Stripe Payments

Card Tokens

Adyen Payments

Card Tokens

Simple Setup

White Label UX

Multiple PSPs

CIT/MIT* Redundancy

Customer/Merchant Initiated Transactions

Your Business

Token Vault

Card Tokens

Stripe Payments

Card Tokens

Adyen Payments

Card Tokens

Simple Setup

White Label UX

Multiple PSPs

CIT/MIT* Redundancy

Customer/Merchant Initiated Transactions

Step 5 (Optional)

Step 5 (Optional)

Using Solvimon as a Headless Billing System

Using Solvimon as a Headless Billing System

If you’d rather maintain full control over customer-facing portals, Solvimon offers a headless billing option. This approach provides backend services while allowing your team to build and maintain a completely custom frontend experience.

Your Business

Token Vault

Card Tokens

Stripe Payments

Adyen Payments

Simple Setup

Owned UX

Multiple PSPs

CIT/MIT* Redundancy

Customer/Merchant Initiated Transactions

Billing Portal

(Homegrown)

Headless Billing

Your Business

Token Vault

Card Tokens

Stripe Payments

Adyen Payments

Simple Setup

Owned UX

Multiple PSPs

CIT/MIT* Redundancy

Customer/Merchant Initiated Transactions

Billing Portal

(Homegrown)

Headless Billing

Your Business

Billing Portal

(Home Grown)

Token Vault

Card Tokens

Stripe Payments

Card Tokens

Adyen Payments

Card Tokens

Headless Billing

Simple Setup

White Label UX

Multiple PSPs

CIT/MIT* Redundancy

Customer/Merchant Initiated Transactions

Your Business

Billing Portal

(Home Grown)

Token Vault

Card Tokens

Stripe Payments

Card Tokens

Adyen Payments

Card Tokens

Headless Billing

Simple Setup

White Label UX

Multiple PSPs

CIT/MIT* Redundancy

Customer/Merchant Initiated Transactions

Conclusion

Conclusion

Transitioning from Stripe Billing to a more sophisticated billing setup doesn't have to be an all-or-nothing endeavor. Whether you choose to implement just the first couple of steps or go all the way to a fully headless solution, each phase delivers tangible benefits while laying the groundwork for future expansion:


  • Reduced vendor dependency and associated costs

  • Improved viability for international expansion

  • Better system reliability through redundancy

  • Greater control over customer experience

  • Future-proof infrastructure that scales with you

Your billing infrastructure directly impacts your ability to monetize effectively and serve customers efficiently. By taking control of this critical business function, you're not just solving today's challenges – you're building a foundation that can support your business's growth for years to come.


Approach the steps at the pace that makes the most sense for your organization at a given time. The modular nature of these options means you can take a phased approach based on your monetization needs as your business continues to expand internationally.

Why Solvimon

Helping businesses reach the next level

The Solvimon platform is extremely flexible allowing us to bill the most tailored enterprise deals automatically.

Ciaran O'Kane

Head of Finance

Solvimon is not only building the most flexible billing platform in the space but also a truly global platform.

Juan Pablo Ortega

CEO

I was skeptical if there was any solution out there that could relieve the team from an eternity of manual billing. Solvimon impressed me with their flexibility and user-friendliness.

János Mátyásfalvi

CFO

Working with Solvimon is a different experience than working with other vendors. Not only because of the product they offer, but also because of their very senior team that knows what they are talking about.

Steven Burgemeister

Product Lead, Billing